Money Saving Tips & Personality Quiz to Help Reach Your Financial Goals

Money Saving TipsDo you have any financial goals this year? Getting out of debt? Building a savings? Growing your money? I recently read that over 70% of ALL Americans live paycheck to paycheck – whoa! That is a staggering statistic! With those numbers, I definitely think many people have financial goals or resolutions for the new year – especially after the holiday “high-spending” season. We’ve talked a little about money-saving here on the blog before, like ways to save money around the holidays and money saving tips to help fund your travel bucket list. And really, no matter what you are saving for – whether it is to get out of debt, build an emergency savings fun, college, retirement, or your travel bucket list – those same money saving tips & ideas are great!

One of our big money-saving goals for the new year focuses on eating out less. 2014 was NOT a good year for that. Yikes! It shows in our bank account and on my waist line (ugh). So, we’re working on some positive changes in those areas. The random drink stops, fast food runs, take out pick-ups – they all add up and add up fast. A girlfriend and I were just talking that we each could probably shave $100-$200+ A MONTH (yikes) from our monthly spending by curbing that eating out behavior. And, over the course of the year, that adds up to some decent coin! For us, that $1000-$2000 saved could pay for plane tickets for a trip, something that for me is WAY better than random convenient meals!

When you’re trying to meet some financial goals though, it can be helpful to know what you financial personality is. So, there’s this easy quiz you can take –> money personality quiz
You can then explore all the financial information & tips relevant to your particular results. This was my result:
Financial Personality

So, I’m a flexible problem-solver! I like the sound of that! šŸ˜‰ It’s so funny that in the “often want help with” section it says “investing well and retirement planning”, because that is SO true for us. Other than eating out, we’ve actually been really good this past year with saving money. BUT…how to best maximize that saved money is something that I really have felt like we need help with. So, meeting with some financial advisors this year and getting a better savings/investment plan in place is a big goal of ours right now too!

What financial goals do you have this year?

At SunTrust Bank their purpose is lighting the way to financial well being. They help you get organized, make a plan, and stay on track so you can get and stay in control of your finances. When you are confident about your money, you can save for your goals and splurge knowingly on what matters most to you.

What is your money personality? Find out here

To find advice, tips, tools and motivation to start your new year click here

This is a sponsored conversation written by me on behalf of SunTrust. The opinions and text are all mine.

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  1. says

    I am totally a personal finance geek! I subscribe to way too many PF blogs (okay, okay, there’s not such thing!!). I got the same results as you. Last year, we hit our emergency savings goal but this year, I’m determined to both keep our credit card debt at $0 AND increase our emergency savings by another month of expenses. As a single income family with two kids, it’s tough some days, but knowing where my money is going and what my boundaries are to spend helps me make sure our needs are met way before our wants.
    Thanks for the fun quiz, Sara!! šŸ™‚

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